We don’t work for any of the banks, we work for YOU! We advocate your best qualities to multiple lenders and negotiate the best terms, conditions, rates and products for YOU! A bank specialist works for their bank so they can only offer you their institution's products, and the negotiating is left up to you also.
We have 20+ lenders so our clients get the most options and solutions that they normally wouldn’t have access to.
Because we have so many options we provide an unbiased expert opinion with your best “interests” always coming first!
The best part is you don’t have to pay us because banks or lenders pay us a “finders fee” AFTER you have been approved, so you’re always our top priority! Unlike a banker who gets paid every second Friday and has far less incentive.
We are licensed and have completed strenuous training through UBC Sauder School of Business/Real Estate and Mortgage Institute of Canada Inc. (REMIC); Bank Specialists require no formal training and their focus is also divided with other credit accounts.
We will do everything to ensure you get everything you want!
Bernard spent the time to explain to me the benefits of the mortgage I was going to get. He was patient and re-iterated the same information again in various ways until I was comfortable with the concept of the all in one mortgages. Bernard was always available for questions or ensuring that paperwork moved forward which was important as I did not have allot of time between when I made an offer and when the finance had to be in place.
Bernard definitely made it easy for me to achieve the biggest investment I've ever made - a year ago when I bought my house. Everything went so smoothly that it almost seemed surreal! Bernard found a mortgage that fits my needs and and I would not hesitate to recommend his services to someone looking to buy. Thank you Bernard!
What we found most valuable when dealing with Bernard was his ability to explain all our options to us. He took the time to show us the different choices we could make and tailored our Mortgage to suit our needs. I always felt that no matter the question Bernard would find the answer. The process was informative and seamless. I would highly recommend Bernard to anyone.