Testimonials

Hundreds of happy customers

You exceeded my expectations!!
Sam MacRae
Getting the deal done. 5 out of 5!!
Kevin and Nicole Fischer
Work for me!! 5 out of 5!!
Michael Sonoff
Found the right fit for our mortgage. He was very professional and knowledgeable, everything was done well. 5 out of 5!!
Robert and Isabella Milburn
Help understand everything and answer my call, texts very quickly. Around my age, easy to relate to. Go Canucks Go! 5 out of 5!!
Cory Scott
Bernard is excellent at providing clarification around any question that I have and I feel he hears what I say and he has my best interest at heart.
Deborah Newby
I am completely satisfied with Bernard's understanding of my specific requirements, his overall knowledge/expertise, the way he looked out for my best interests, his overall integrity, and his timely feedback. Bernard offered a great option!
Dana Koch
Bernard has gone the extra mile to accommodate our schedule and to explain our options. Very good service. We are impressed with Bernard's confidence and get 'er done performance. As people's mortgage needs are unique, some quite challenging, Bernard won't be satisfied until you are.
Norm & Sharon Miller
I really appreciate the work Bernard has done for my clients. When I send him a prospective home buyer, he is constantly keeping all parties up to date in the approval process. All around great service with even better rates!
Brendan Shaw
The bank deposited our money on Thursday, I can’t believe how easy this process has been with you. The fellow who came out the house was great, very easy to talk to. Thanks again for everything, the house is coming right along. I will send you more pics as the kitchen gets finished!!
Wade & Alison Egeland
He is quite literally replaced the need for a real estate agent and provided us with all the appropriate information and references. He was always very professional, organized and knowledgeable. 5 out of 5!
Matthew and Raeanne Klassen
I am very satisfied that your service was very reliable, trustworthy and I always felt taken care of. Thank You! I will pass on your name to anyone that I come across needing a mortgage broker. 5 out of 5!!
Linda Lafreniere
Good sense of urgency. Trustworthy and I really felt like he was trying hard to meet my requests!!
Ryan Adams
No hesitation in refunding us some unexpected/ unfair charges. Quick turn around of info. 5 out of 5!!
Gerard and Dorene Mellow
Bernard showed me what I needed to know to make a sensible decision with my mortgage!
David Smith
Bernard kept me in touch throughout the whole process. 5/5!
Jeff Shidei
Worked hard to get timely answers.
Clint Pater
Kept in contact (e.g. letting us know where you were in the process). 5 out of 5 !!
Carly & Todd
Understood our specific requirements and persisted to find the best solution. Overall we are very satisfied.
Ralf & Corina Holzapfel
Explained everything about mortgages to me and helped pick the best one that suited my needs. I couldn’t have been a home owner without you. Thank you very much.
Brian Gasparin
You taught me what I needed to know to make a sensible decision. Thanks a lot Bernard! and thanks for the gift card and black jack, I won 21 Bucks. 5 out of 5!
David Smith
Getting the mortgage approved without having a 2014 tax assessment. 5 out of 5!
Josh Smit
Explained the process, answered all of our questions. 5 out of 5!!
Dennis and Krista Wolf
Trust, integrity, timely attention to details. Professional while at same time friendly. 5 out of 5!!
Dave and Judy Simkins
I highly recommend Bernard to anyone trying to get a mortgage. I thought buying a house would be stressful, but with Bernard working for me I didn't worry. He got the information he needed from me, told me what I needed to do and it was that easy! Now I own my own house and have Bernard to thank. You did a great job! Thank you.
Azure Hart
Bernard spent the time to explain to me the benefits of the mortgage I was going to get. He was patient and re-iterated the same information again in various ways until I was comfortable with the concept of the all in one mortgages. Bernard was always available for questions or ensuring that paperwork moved forward which was important as I did not have allot of time between when I made an offer and when the finance had to be in place.
Amelia Orr
Bernard definitely made it easy for me to achieve the biggest investment I've ever made - a year ago when I bought my house. Everything went so smoothly that it almost seemed surreal! Bernard found a mortgage that fits my needs and and I would not hesitate to recommend his services to someone looking to buy. Thank you Bernard!
Pierre-Alexandre Couture
What we found most valuable when dealing with Bernard was his ability to explain all our options to us. He took the time to show us the different choices we could make and tailored our Mortgage to suit our needs. I always felt that no matter the question Bernard would find the answer. The process was informative and seamless. I would highly recommend Bernard to anyone.
Brent Fenty & Sherri Miller
He actually scored higher than 5. Bernard was professional and extremely helpful and knowledgeable. Answered all my questions very quickly. Called me back / emailed right away. Best mortgage broker I have ever dealt with. I highly recommend Bernard to everyone I know. 5 out of 5!!
Shannon Ritchie
Bernard, I never imagined I could be a home owner one day! I would like to thank you for all the hard work. Thanks to your talent we have our beautiful house now. If I hear of anyone looking for a mortgage broker, I will send them your way. Keep in touch :)
Soheil Adib
Bernard found the right fit for our mortgage. He was very professional & knowledgable, everything was done well!
Robert & Jane Milburn
Understanding our specific requirements are persistency to find a good solution. Overall we are very satisfied.
Ralf and Corina
Bernard explained the process well, and answered all of our questions!
Dennis Wolf & Krista Lyons
Hi Bernard. I was very happy with the service you gave me. I know that you worked very hard to get me my mortgage and I really do appreciate the effort I know you made. You found me a bank that would give me a mortgage - which apparently was next to impossible. Great work & great effort! I would certainly recommend you to a prospective client. I do not have anyone at the moment, but will certainly recommend you when do. Thanks again.
Debbie Turner
Bernard was quick to answer our questions, and inform us of lower rates. He accommodated my work schedule by walking over to have documents signed. Ben and I didn’t know that the option we chose was even available until Bernard presented it to us. Bernard is friendly, our kids like him and even think he is a Ninja! We have mentioned Bernard many times to our friends and on Facebook!
Rosemarie Van Tol & Ben Cloutier
Worked so hard for us. Extremely professional. Expedient results. He's our go-to guy from this point forward. Got us our dream home! His concern for his clients and getting them the best option bar none! We have bought and sold a few homes and Bernard is the BEST broker we have ever worked with. Thank you, Bernard!
Tracy McCall
Bernard made the financing process painless and easy by giving us realistic timelines to submit everything he needed. He made himself available at all times so that no matter what question or inquiry we had - we weren’t left waiting in the dark. Bernard cares for his clients by offering great advice to ensure you get set up the way that works best for you. That’s why we can see a tangible result on our monthly statement. I would have a hard time letting anyone I know buy a home without talking to this guy first. Friendly and approachable, he makes the process easy.
Brandon Kuromi, Adam & Graham Brooks
You made us feel as though our mortgage suited us perfectly, and made every step so easy and stress free. If there was something unclear you had a suitable answer for us very quickly. Thanks so much for your hard work, we are having a great time. As first time home buyers we felt that Bernard took great care to explain the different mortgage choices available to us, in terms we could understand. Bernard works hard for his clients, if he didn't know something, he promised to find out and usually he called back with the answer the same day. We are extremely comfortable having Bernard as our mortgage planner and would recommend him to our friends. 5 out of 5!
Ryan Wilcox and Tanya Ninaus
As first-time home buyers, we felt that Bernard took great care to explain the different mortgage choices available to us in terms we could understand. Bernard works hard for his clients; if he didn't know something, he promised to find out and usually he called back with an answer the same day. We are extremely comfortable having Bernard as our Mortgage Planner and would recommend him to our friends. Bernard Made us feel as though our mortgage suited us perfectly, and made every step so easy and stress free. If there was uncertainty Bernard had a suitable answer for us very quickly. Thanks so much for your hard work, we are having a great time!
Tanya Ninaus & Ryan Wilcox
Bernard helped us with 3 mortgages at the same time! He showed me how we could consolodate debt, increase cashflow, and save on interest. Bernard always crunched numbers and found details quickly. It was a pleasure working with him and we look forward to working together again.
CJ & Lisa Digeso
This was my second time dealing with Bernard for a mortgage. Each time he was very helpful and kept answering all of my questions. It made everything clear and the transaction went smoothly. Thanks again!
Pierre Couture
You were quick to answer our questions. You contacted me when you received a cheaper rate and even accommodated me while I worked. you walked to my work.Very friendly - even when we had our kids with us. They might even think you are a ninja! When we saw you at big brothers and sisters event you were also friendly. 5 out of 5!
Rosemarie Van Tol
Bernard was well aware of the credit issues I had from the past and happily helped to guide me over the past couple years on how to get back on track. I couldnt be any happier with the help he had provided me. Bernard has been by my side through out the whole process and helped show me certain items the realtor had overseen. I was always able to reach Bernard and even after hours he was by my side to answer and resolve any questions. Did not leave me out of the loop and went over the top finding me the best lender / rate. Very professional. 6 out of 5!!
Brian Bjerkness
A hand shake doesn't really express my gratitude. Acquiring a mortgage can be stressful and confusing, however, I felt that you could acquire prompt information as needed and answered all my questions, relieving the stress at my end. I am confident from my experience working with you that you an expert, very personable and trustworthy. My family referred you to me and I can say that in a heartbeat I would call you If I should ever need another mortgage. Your name is on my fridge and I will surely pass it on so others may have the same opportunity to reach their dream.
Lynda Lafreniere
We came to Bernard when our mortgage was up for renewal with a Big charter bank and we were trapped by their fine print. Even though Bernard didn't get paid he helped us negotiate the best deal possible. We recommend Bernard to everyone we meet and feel confident that he will take care of their best interests.
Ryan Sparks
I've worked with Bernard a couple of times - he's totally my 'go to' guy with anything to do with refinancing my house and mortgages. He's always digging for the best rates and never hesitates to answer in detail even my dumbest of questions. Friendly, helpful and a total professional. Can't recommend him enough!
Susan Moore
Bernard is the consummate broker, in addition to paying attention to every finite detail he if friendly, approachable and has a great sense of humor. I highly recommend him to anybody looking for the best mortgage deal possible.
Deborah Newby
Having been in the financial services industry for 30 years, certain qualities are required when dealing with the general public. Bernard displays these qualities being knowledgeable, professional and further displaying a positive attitude towards helping his client’s meet their specific needs. All of these attributes make him a prime choice as a mortgage broker, and I would not hesitate to recommend him. Trust, integrity, timely attention to details. Professional while at the same time friendly!
Dave & Judy Simkins
I had never used a mortgage planner until Bernard. As someone who has a job that requires them to move constantly, it’s important for me to be able to trust people like Bernard to do their best for me time and time again, while I focus on other things. Bernard exceeded all of my expectations and I look forward to working with him again. Great communication and work ethic. Constantly came to me with better deals that he found. As a first time buyer, I was skeptical about using a mortgage planner. Bernard kept me comfortable by including me in every step and delivering on what he promised. I make fun of all my friends and my parents because my mortgage rate is better. With the low mortgage rate Bernard got me, I was able to buy a 52 inch LCD 3D TV. Thanks for saving me money Bernard!
Cst. Ashton Phillips
I want to extend my thanks many fold for helping me acquire a mortgage on the home that we are now so loving. As you walked me through the process, I was very comfortable asking questions that were always returned with detailed answers and information. You were referred to me by my family and I can positively say I know why. You were very personable and trustworthy while acting on my behalf. I know that I would phone you in a heart beat if in the future I again needed dependable assistance and can testify proof of how you helped my dream come true. I' m living in it. Your name is on my fridge and will happily pass it on to others knowing that you can help them too.
Lynda Lafreniere
Bernard was a big help with finding the right mortgage for my wife and I. He made the process of puchasing our first home seemless. He litterally went the extra mile to meet with my parents in 100 Mile to go over some documents. Thanks Bernard!
Nick and Elyse Wright
Returned our phone calls or inquiries promptly and allowed us to take the next step in our goal to own an investment property. We were impressed with your integrity Bernard.
Roy and Shelley Davidson
Bernard helped me to understand everything. He answered all of my calls and texts very quickly and was very easy to relate to! Thanks Bernard.
Cory Scott
Lots of people "get the job done" for their clients. Not many people take a personal interest in ensuring it is done well. Bernard falls in the latter category.
Joshua
Bernard was a big help with finding the right mortgage for my wife and I. He made the process of puchasing our first home seemless. He litterally went the extra mile to meet with my parents in 100 Mile to go over some documents. Thanks Bernard!
Nick and Elyse Wright
Provided a mortgage that fit our needs, and sought out the best rate. Timely, Friendly, and personable service. Thanks for helping us out Bernard!
Dan & Jeanette Hill
Provided a mortgage that fit our needs. Sought out the best rate. Timely service. Friendly, personable. Thanks for helping us out Bernard! 5 out of 5!!
Jeanette and Dan
Bernard worked hard to get timely answers. Thanks for your efforts in this transaction, it is appreciated.
Clint & Meretta Pater
Showed us different options which was helpful. Keep up the good work. I think you are in a career that suits you well.
Gary and Helen Gow
I feel like you are there for me and do what needs to be done to get what I need done! Keep it up. 5 out of 5!!
Craig and Rachel Walch
Found me a bank that would give me a mortgage - which apparently was next to impossible. Great work & effort B!!
Deborah Turner
Availability to answer questions in a timely manner. We enjoyed our experience meeting with Bernard. 5 out of 5!
Matthew and Raeanne Klassen
Kept in contact (eg. let us know where we were throughout the entire process). Thanks alot!
Carly Venables & Todd McInerney
Answer any and every question I had at any time to put my mind at ease. 5 out of 5!
Dalton and Holly Mack
All the background work dealing with the mortgage lender. 5 out of 5!!
David and Judith Simkins
Understood our situation and have a backup plan. 5 out of 5!!
Ralf and Corina Holzapfel
Recently someone suggested that I look at reviewing my mortgage early because interest rates were so low. Some of my immediate concerns were about the penalties, a lengthy process and I was worried that I would not qualify. It seemed to me to be more of a hassle than it was worth. But then my friend said, “you would spend time researching a new computer and you would shop around in order to get the best price but, you won’t bother doing the same thing to save money on your mortgage?” I had to think about this and I realized my friend was right. I decided I needed to learn more about my mortgage and find out if I could save money. I decided to call Bernard. I was familiar with him though the volunteer and community work he does. I know Bernard is a Big Brother with Big Brothers Big Sisters, volunteers with the Salvation Army and I often see him at community events. I decided I would see if he had time to meet with me. I was pleasantly surprised when he fit me in the very next day to discuss my options. Bernard was very professional and immediately made me feel at ease with the process. He explained how interest rates work and his business philosophy which is helping people achieve their dreams. We began to crunch some numbers and I was shocked to find out that even with paying a penalty, for closing my mortgage before my five year term was up, I would still save thousands of dollars. Bernard was even able to secure me a sizable line of credit! Throughout the process Bernard was with me, from sending me a thank you card with a gift certificate, to following up with me after all of my appointments, I felt Bernard went above and beyond. He is one of the most dedicated, hardworking and honest people I have ever met. He far surpassed my expectations. Since renewing my mortgage Bernard continues to inform me with helpful information and keeps me up-to-date with mortgage rates so I can adjust my monthly payments once a year with interest rates. I was not just a pay cheque for Bernard; I have become a client and a friend. I highly recommend Bernard to anyone who is interested in getting a mortgage or anyone who wants to see what their options are with their current mortgage. Thank you Bernard!
Shannon Ritchie

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